September 22, 2025 · 9 mins read
Santosh Kumar
Festivals in India are incomplete without shopping, gifts, and liberality, and no platform gets it as superior as ZET. With ZET, you not only compare and select the right credit card but also open a festive welcome reward or elite festive promo code that increases your savings during the most anticipated shopping months of the year. Whether it’s your Durga Puja shopping spree in Kolkata or Diwali gift-hunting in Delhi, ZET guarantees your spending translates into rewards, cashback, and advantages that matter.
Durga Puja and Diwali are high-energy celebrations, and they actually thrust costs upward—new dress, jewellery, contraptions, décor, travel, and unending eating. This is the time when choosing the right credit card is not about comfort, but rather about expanding benefits. The best part is, banks and credit card companies know this. Each year, they dispatch Durga Puja credit card offers and Diwali credit card offers that slice bills, offer cashback, or increase your reward points. The trap is knowing which card works best for your spending style.
Festivals are big-budget seasons. Utilising a credit card is not about spending past your means; it's about savvy use. Most card guarantors offer:
1: Festive cashback deals: Level cashback on categories like gadgets, design, goods, and e-commerce.
2: EMI changes: Expensive purchases like appliances or gold jewellery can be converted into simple EMIs, frequently at 0% interest.
3: Reward-earning agents: points earned per ₹100 were regularly doubled or tripled during Durga Puja and Diwali campaigns.
4: Partner store tie-ups: Banks collaborate with Amazon, Flipkart, Myntra, Croma, Reliance Advanced, and others for festive streak deals.
5: Dining & travel advantages: Celebration months, moreover, family suppers and travel bookings, and the right card slices those costs too.
Pair these with ZET’s festive promo code, and you’re not fair utilising a card—you’re opening a whole biological system of regular rewards.
ZET includes another layer of sweetness to the festive season. Modern clients applying for select credit cards through ZET get to:
1: Festive welcome rewards in the form of additional cashback, vouchers, or rewards.
2: Special promo codes usable on e-commerce sites.
3: Limited-period partner discounts on prevalent brands during Puja and Diwali.
So, separated from the bank’s official festive conspire, you moreover stack up ZET-exclusive perks.
Let’s break down the best choices accessible in 2025, and how each sparkles for particular festive spending.
HDFC has been an advertising pioneer in celebration campaigns, and in 2025, they are back with bumper Durga Puja credit card offers and Diwali credit card offers.
1: Cashback & discounts: Up to 10% cashback on Flipkart, Amazon, Croma, and Myntra during festive streak sales.
2: SmartEMI: Change over spends over ₹10,000 into 0% EMIs instantly.
3: Dining deals: 25% off at partner eateries through Swiggy Dineout.
4: Reward quickening agents: On premium cards like HDFC Regalia and Diners Club Black, points earned are doubled during the Puja–Diwali window.
Pair it with ZET’s festive welcome reward, and you open a bundle that saves cash over categories.
SBI Cards continuously go overboard on online shopping benefits during festivals.
1: Amazon festive Offer tie-up: SBI Cards get additional discounts and no-cost EMI options.
2: Reward multipliers: SimplyCLICK gives additional remunerative points on online brands like Myntra, Cleartrip, and Apollo 24/7.
3: Festive cashback: SBI Card PRIME offers 5% cashback on partner dealers during Diwali shopping.
4: Lifestyle vouchers: Spend limits open blessing vouchers for brands like Pantaloons and Bata.
With ZET, modern clients can combine SBI’s festive campaign with an extra promo code for even more value.
Also Read: Navratri & Dussehra 2025 Shopping: Best Credit Card Deals
If most of your Durga Puja and Diwali shopping is online, Axis Bank cards are a strong choice. They’re planned for individuals who spend intensely on e-commerce and everyday essentials.
1: Flat cashback: The Expert Card gives 5% cashback on utility charge payments and app-based spends, which takes care of your month-to-month essentials, while you shop for the festivities.
2: Flipkart & Myntra specials: The Flipkart Axis Bank Card offers an boundless 5% cashback on Flipkart and Myntra. That implies whether it’s happy clothing, contraptions, or domestic décor, each buy gains you consistent savings.
3: Partner tie-ups: Additional advantages come in through Axis’s bargains with Reliance Digital, Tanishq, and well-known travel portals—perfect if you’re picking up gadgets, jewellery, or arranging a speedy, happy getaway.
4: Dining offers: Through EazyDiner, you get 20% off at select eateries, which is a sweet reward when eating out with family during the festive season.
On the beat of this, Axis more often than not rolls out end-of-the-week streak deals during Puja and Diwali, exclusive to its cardholders—so you’ll need to keep an eye on those dates.
ICICI cards are a go-to alternative if you favour offline shopping and need smooth offers over enormous retail chains.
1: Amazon Extraordinary Indian Celebration tie-up: ICICI Cards come with a 10% moment rebate, making online shopping pocket-friendly.
2: Jewellery & attire bargains: The bank has solid partnerships with Tanishq, Malabar Gold, Shoppers Stop, and Lifestyle. So if your festive list incorporates adornments or ethnic wear, this is a card that pays back.
Also Read: Top Credit Card Cashback & EMI Deals for Diwali 2025 Shopping
Amex Premium is unmatched when it comes to festive travel and shopping.
1: Luxury shopping tie-ups with premium brands, jewellery outlets, and online platforms.
2: Airport relax access—perfect for those voyaging during Durga Puja holidays.
3: Reward multipliers on the Amex Platinum Travel Card for flights and hotels.
4: Diwali offers uncommon cashback on high-value spends over ₹50,000.
ZET’s festive welcome code gives unused Amex clients extra vouchers on top of these offers.
For universal and urban spenders:
1: HSBC Cashback Card: Level cashback on basic supplies, eating, and online shopping—ideal for Diwali gifting.
2: StanC DigiSmart: festive discounts on Myntra, Zomato, Yatra, and Grofers.
3: EMI benefits: Big-ticket purchases effectively changed over into interest-free instalments.
These cards are well-suited for customers who spend across categories.
Also Read: Amazon Great Indian Festival 2025: How to Maximize Savings with Credit Cards
The best card depends on your lifestyle:
1: Online customers: Go for Axis Flipkart or SBI SimplyCLICK.
2: Luxury spenders: Amex Platinum Travel or HDFC Regalia.
3: Retail showcase buyers: ICICI Coral or Kotak Royale Signature.
4: All-rounders: HDFC Millenia or SBI PRIME.
Add ZET’s festive promo code on beat, and your reserve funds skyrocket across all fronts.
1: Stack offers: Utilise a card’s bank markdown, furthermore ZET’s promo code, furthermore the platform’s deal coupon.
2: Plan high-value spends: festive remunerate multipliers regularly open only after you cross thresholds.
3: Track EMI choices: Don’t deplete savings—convert huge purchases to 0% EMI.
4: Don’t miss offline deals: jewellery, attire, and apparatus outlets regularly tie up with banks directly.
5: Pay on time: Avoid interest bills that invalidate benefits.
Also Read: Best Credit Card Offers for Flipkart Big Billion Days 2025
If you’re arranging to spend lavishly during Puja, a few cards stand out. HDFC festive Treats, SBI SimplyCLICK, and the Flipkart Axis Bank Card are among the best picks.
For Diwali credit card offers in 2025, the enormous players are HDFC, ICICI, Axis, and SBI. Anticipate level rebates on shopping entries, EMI plans for big-ticket buys, and shopping vouchers when you hit certain investing milestones.
When you apply through ZET, you don’t get the bank’s festive campaign—you too open a happy welcome reward or an extraordinary promo code.
Absolutely. Banks like ICICI and HDFC ordinarily tie up with jewellery dealers such as Tanishq and Malabar Gold during the season. You can regularly get cashback or convert your purchase into simple EMIs, which makes buying gold or jewellery lighter on the pocket.
If travel is on your festive plan, cards like the Amex Platinum Travel, HDFC Diners Club Dark, and Axis Pro work delightfully. They offer benefits such as complimentary relaxation getaways, reimburse quickening agents for flights and accommodations, and partner rebates on occasional bookings.
Yes. Most backers double or triple reward points during festive campaigns, particularly in online and retail categories.
Not continuously. Utilising 2–3 cards deliberately makes a difference; you amplify diverse offers (e.g., one for Amazon, another for Flipkart, one for offline stores).
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