A good credit score is above 750. It shows that you are a trustworthy borrower, which helps you get credit cards more easily and loans at lower rate of interest.

To increase your credit score quickly:

• Pay your bills on time.
• Utilise less than 30% of your credit limit.
• Clear any overdue payments.
• Avoid applying for too many new credit cards or loan accounts.

To improve your credit score immediately:

• Pay off any overdue bills or outstanding loan balances.
• Check your credit report for any inconsistencies and report them to the bureaus.
• Pay your full credit card bill on time and strive to reduce your credit utilisation.

Follow these steps to achieve a 750+ credit score:

• Keep your credit card usage low (less than 30% of your limit).
• Always pay your bills on time.
• Avoid applying for too many new credit accounts.
• Build a good credit history by using credit responsibly.