September 22, 2025 · 8 mins read
Santosh Kumar
The air is buzzing, notifications are flooding in, and your wish list is growing longer by the minute – it can only mean one thing: Flipkart Big Billion Days are almost here! These annual shopping extravaganzas bring unbeatable deals, but savvy shoppers know that the real game-changer isn't just about finding discounts; it's about maximizing your savings with the right credit card. Forget scrambling at the last minute. We've handpicked five essential credit cards that will supercharge your savings during these epic sales. Get ready to turn those great deals into unbelievable steals!
The SBM ZET Credit Cards contain a bunch of Discounts and Reward points for users to avail and earn upon using the SBM ZET Credit Card on Flipkart Big Billion Days, Flat 5% cashback on voucher purchases, and also includes more discounts by maintaining your credit score with Zet while earning cashback and up to 7% interest rate on FD.
Welcome Benefits are up to ₹21,000 in the form of vouchers for Flipkart. The Ongoing benefits are Up 8% to 20% off with Flipkart. You also earn ZET Coins (1 ZP coin = ₹0.20 cash - ₹0.25 vouchers) on in-app transactions. You can link UPI apps. UPI-specific rewards are planned for the future, so make payments with UPI apps if you can. You cannot earn rewards on transactions classified as EMI, withdrawals, or reversals. Keep this in mind and limit your spending to normal purchases.
Why it's a Must Have: It offers a flat 5% cashback on all online spends (up to Rs 5,000 per statement cycle). This means whether you're shopping on Flipkart or any other e-commerce site, you're getting a significant percentage back.
Sale Strategy: This card is a perfect fit for Flipkart Shoppers (though it does not offer unlimited cashback like Amazon Pay ICICI), or if you're shopping on other sites that don't have dedicated co-branded cards. It's your universal online savings tool.
Why it’s a Must Have: Axis Cards will offer a flat 10-15% discount during the Flipkart Big Billion Days, and with discounts on Myntra, Swiggy, and complimentary lounge access, this card ensures you’re not just saving on products but also on entertainment and food while you take a break from your shopping spree.
Sale Strategy: This card isn't good just to shop through Flipkart but also provides offers on utilities, food orders, movies, and more.
Also Read: Why Is My Credit Card Statement Showing a Negative Balance?
Why it’s a Must Have: It provides a generous 5% cashback on Flipkart and 7.5% cashback on Myntra purchases (up to Rs 4,000/month). This direct cashback is fantastic, especially when combined with the instant discounts offered by various banks during the sale period.
Sale Strategy: Make this your primary card for all Flipkart and Myntra splurges. Up to 7.5% cashback on top of other offers ensures you’re squeezing every last drop of savings out of your purchases.
Get a 10% instant discount on Flipkart's fashion category. For each credit card issued by ICICI Bank, the maximum cashback is ₹300. The Flipkart fashion category should have a minimum transaction amount of ₹1,750.
Additionally, ICICI Bank credit card and credit card EMI purchases are included in the offers. Orders having a net cart value of ₹24,990 will receive a flat discount of ₹750. Orders having a net cart value of ₹79,990 will receive a flat discount of ₹3,000.
Get an instant 10% cashback up to ₹500 on Flipkart transactions, applicable on Net Banking Payment mode only. Get 10% off on EMI transactions as well for transactions worth ₹5,000 or more, up to ₹1,500.
1: Orders having a net cart value of ₹24,990 will receive a flat discount of ₹750.
2: Orders having a net cart value of ₹79,990 will receive a flat discount of ₹3,000.
Also Read: Refund Not Credited to Credit Card – What’s the Process?
Economical and Packed with Benefits. High credit card joining fees are not something that everyone wants to pay. The Axis Neo Credit Card is your cost-effective shopping partner if you're a student, young professional, or infrequent shopper.
1: Annual fee of ‹250 per year.
2: Save up to 10% on Flipkart.
3: exclusive dining offers at affiliated eateries.
Why Use Credit Cards During Flipkart Big Billion Days Sale 2025? This is going to make your Flipkart Big Billion Days Sale 2025 shopping experience much better if you use credit cards. Understanding the deeper benefits:
Extra Discounts: Many banks tie up with Flipkart, providing additional discounts on purely credit card operations. So, you will have already reduced prices and then save even more.
Cashback: Get money back, which can be used for future transactions or credited back into your account.
Reward Points: Earn reward points on every transaction that can be redeemed in the form of gift vouchers, air miles, or statement credit.
EMI Options: Big-ticket purchases can be converted into easy monthly installment plans with no or low-interest rates.
Special Offers: Receive credit cardholder-only exclusive offers and benefit from special early bird deals.
Also Read: Minimum Due Paid but Still Getting Late Fees – Why?
Not just sellers but the buyers have to prepare themselves for the sale coming up. Here are a few tips that you can consider:
Wishlist is the best way to simplify the shopping experience. Once you are sorted with the question of what to buy, the amazing offers of Big Billion Days will help get them all at the cheapest price ever. As sales go on, products tend to go out of stock faster, and in such a situation, one would not want to miss out on their favourite products, so a wishlist is the best way to avoid it.
The Plus members of Flipkart get access to the sales one day early as compared to regular buyers. This will give you an edge over others in buying the products listed for discounts. Also, the delivery fee is zero and priority is given to Plus members. So, saving is not just offered, but also the fees applied for fulfillment.
Now, this might seem very absurd, but it is the reality of BBD sales. The higher the bill amount, the higher the discount percentage, and hence, the savings are more. Also, high-priced items have better deals than the items that are sold for cheaper prices on usual days as well.
The Flipkart Big Billion Days are the perfect time for shopping lovers to get the best deals and discounts on their purchases. During the Big Billion Days, customers get heavy discounts on many products and categories. Moreover, one can get additional discounts with credit card/debit card offers from many commercial banks. Every year, Flipkart comes up with new and better discounts. If you don’t have these credit cards, then you can get benefits on Flipkart with HDFC SmartBuy and AmEx Reward Multiplier if you have an HDFC or AmEx credit card.
Also Read: Credit Card Bill Paid but Still Showing Due – What to Do?
You will get 10% Axis & ICICI bank discount also using the Paytm wallet you can get assured cashback.
The sale is going to start on 23rd September 2025, which will offer groundbreaking deals to buyers waiting for them.
As of now, Flipkart features products of around 52 categories.
There are a variety of options available for buyers across the marketplace. These options include net banking, UPI, Easy EMI, Debit card EMI, No-cost EMI, and card payments. You can also use Super Coins for extra discounts during the sale.
Yes. You can split transactions on multiple products to maximise discounts across different bank offers. Especially if your cards are capped.
Build and Maintain a 750+ Credit Score
