January 30, 2026 · 11 mins read
Santhosh Kumar
Air travel in India has become increasingly common, with airliners competing to offer the best airfares to travelers. Besides the convenience offered by air travel, frequent flyers often experience discomforts such as delayed flights and prolonged wait times. Just as a railway station offers waiting rooms for passengers, airports, airlines, and some third-party companies provide lounges where travelers can sit and relax.
However, not everybody can enjoy the service, as access to certain lounges is restricted to membership holders, while others charge heavily. A better way to obtain airport lounge access is by having a credit card that offers complimentary lounge access. Many credit cards provide lounge access at select airports in India and abroad.
The ZET Magnet FD Credit Card is a co-branded secured credit card offered by SBM Bank, in collaboration with Zetapp, against an SBM Bank fixed deposit (FD) of Rs. 5,000. The credit limit is usually a percentage of your FD amount, and you can spend up to this limit every month while earning interest on the FD amount. You can avail of this credit card even if you don't have a strong credit history. It is best suited for those who want to build a credit history without the risk of defaulting on payments. This lifetime free card is available on Rupay/Visa or any other network chosen by SBM Bank with zero joining and annual charges.
1: Get eight complimentary domestic lounge access per calendar year, with a limit of two visits per quarter. A nominal fee of Rs. 2 (VISA Card or RuPay Card) will be charged to your Credit Card for each Lounge Access.
2: Please note that effective May 15, 2023, the list of eligible domestic lounge access facilities has been updated.
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1: Utilise Priority Pass to access up to four complimentary international lounges per calendar year, limited to one visit per quarter outside India.
2: If you exceed the four complimentary visits per quarter, you will be charged US$27 + GST per visit.
3: Additionally, any guest visit using the Priority Pass will also incur a charge of US$27 + GST per visit per guest.
1: Enjoy four complimentary lounge access per calendar year, limited to one visit per quarter outside India.
2: A transaction fee of US$3.25 will be charged to your Credit card for each complimentary lounge access, which will be reversed later.
3: Visits exceeding the complimentary quota will be subject to the lounge's discretion and may incur additional charges.
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1: On non-EMI spends on Tata Neu and partner Tata Brands, the card offers 5.00% cashback as NeuCoins.
2: On UPI spends (including spends on partner Tata Brands), the card offers 1.50% back as NeuCoins.
3: For non-Tata brand spends and any Merchant EMI spends, the card also offers 1.50% back as NeuCoins.
4: On selected categories on the Tata Neu App/Website, the card also offers an additional 5.00% back as NeuCoins.
5: The card also offers a fuel surcharge waiver, revolving credit, a 2.00% foreign currency markup, a renewal offer, a welcome benefit, and zero liability for lost cards.
1: Receive four complimentary visits per calendar year to International Priority Pass Lounges outside India, with a maximum of two visits per quarter.
2: Enjoy eight complimentary visits per calendar year to domestic lounges in India, with a maximum of two visits per quarter.
3: Contact our customer helpline at 39020202 or 1860 180 1290 (Prefixing Your Local STD code) to receive your Priority Pass.
4: This offer is only valid for Primary Cardholders.
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1: Enjoy a complimentary Club Vistara Silver membership.
2: Receive one upgrade voucher.
3: Earn nine Club Vistara Points for every Rs. 100 spent on Vistara flights.
1: You can select one voucher valued at Rs. 12,500 from the following options: Luxe Gift Card, Yatra
2: Gift Voucher, or The Postcard Hotels Gift Voucher.
3: Enjoy eight complimentary end-to-end meet-and-assist services at the airport.
4: Benefit from unlimited complimentary international lounge visits and eight additional guest visits per year with the Priority Pass card.
5: Experience unlimited visits to select airport lounges in India.
6: Receive up to 15% off on stays at International & Domestic Oberoi & Trident Hotels.
7: Customers holding the new Magnus Credit Card for Burgundy can choose any one voucher valued at Rs. 5,000 from the following options: Luxe gift card, PostCard Hotels gift voucher, or Yatra gift voucher.
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1: Enjoy two complimentary lounge accesses per calendar quarter within India using your AU Small Finance Bank Credit Card.
2: Get two complimentary lounge accesses per calendar quarter using Priority Pass at all participating lounges. Usage of Priority Pass within India incurs charges.
1: Avail of two complimentary lounge accesses per calendar quarter using your AU Credit Card at railway stations.
2: Add-on cardholders can also enjoy these Railway lounge benefits within the mentioned complimentary number of visits.
1: Customize your travel, entertainment, and leisure experiences with our Global Concierge Assistance. Whether it's booking your travel, arranging a golf session, or planning a perfect anniversary dinner, you can call the AU Small Finance Bank's 24/7 toll-free number at 1800 210 0298 or 022-42320298 and get it done.
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1: Enjoy complimentary annual memberships to Club Marriott, Amazon Prime, Swiggy One (for three months), and MMT BLACK within the first 90 days of card issuance.
2: Free Ola taxis, cult.fit Live, BookMyShow, and TataCliQ coupons for monthly purchases over Rs.80,000
3: Earn 5 Reward Points for every Rs. 150
4: Earn up to 10X Rewards Points through SmartBuy and 2X points on weekend dining, capped at 1,000 reward points per day.
5: Enjoy complimentary Golf games across the finest courses in the world, with up to six games per quarter.
6: Book flight tickets and hotels across 150+ airlines and a variety of hotels (Domestic & International)
7: Enjoy unlimited access to over 1,000 airport lounges worldwide, including those in India, for both primary and add-on card members.
8: The card offers credit liability coverage of Rs. 9 lakh.
9: The card charges a foreign currency markup of 2.00% and offers an interest-free period of 50 days.
10: Revolving credit will be offered at nominal interest rates, along with a Smart EMI facility.
11: Travel Insurance Cover, Air Accident Insurance Cover, and Emergency Overseas Hospitalisation Coverage of Rs. 55,000, Rs. 2 crore, and Rs. 50 lakh, respectively.
12: Under the Good Food Trail program, the card offers dining benefits, including a 25% discount on restaurant bills for payments made via Swiggy Dine Out.
1: Receive a complimentary membership worth US$99 to the Priority Pass Program.
2: Enjoy six complimentary airport lounge visits per calendar year outside India, with a maximum of two visits per quarter, starting 1 July 2017.
3: Gain access to over 1000 airport lounges worldwide.
4: Contact our customer helpline at 1860 180 1290 or 39020202 (prefixing your local STD code) to receive your Priority Pass.
5: A usage fee of up to US$27, plus taxes, will be charged on your SBI Card ELITE for visits to Priority Pass member lounges after the complimentary visits.
6: Only primary cardholders are eligible for Priority Pass, and the complimentary membership will be valid for a period of two years.
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Get two complimentary domestic airport lounge visits every quarter in India by using your SBI Card ELITE at the respective lounges.
1: Receive a complimentary Club Vistara Silver membership.
2: Obtain one complimentary Upgrade Voucher.
3: Earn nine Club Vistara Points for every Rs. 100 spent on Vistara flights.
The credit cards with lounge access application process may differ from one bank to another. The following are the general steps to apply for the same:
1: Visit the card issuer's official website.
2: Go to the 'Cards' section to check if you are eligible for a travel card. If you are eligible, please apply. If not, move ahead to the next step.
3: Select a card that offers airport lounge access and click 'Apply.'
4: Check your eligibility.
5: If you are eligible, your credit card application will be approved, and the bank will dispatch the credit card to your registered address within two to three working days.
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1: The ZET Magnet Credit Card is an ideal credit card for individuals with poor or no CIBIL scores who want to build their CIBIL score effortlessly.
2: Your money is protected by the Deposit Insurance and Credit Guarantee Corporation (DICGC), an entirely RBI-owned subsidiary.
3: Upon card approval, you will unlock the following world-class joining benefits worth Rs. 21,000:
4: OTT Benefits: Disney+ Hotstar, Zee5, SonyLiv, and 38 others with OTTPlay
5: Travel Benefits: Attractive discounts on international and domestic flights, bus tickets, Uber
6: Food & Dining: Swiggy, Pizza Hut, and Domino’s
7: Lifestyle/Clothing: Myntra, Puma and Ajio
8: Music Streaming: GaanaPlus
9: News & Knowledge: The Hindu
10: In-app Currency: Zcoins worth Rs. 100
11: From daily groceries to designer clothes, earn up to 10% rewards with a wide range of vouchers across all leading brands, including Amazon, Myntra, Flipkart, Swiggy, and more.
12: This is a lifetime free credit card, which means you do not need to pay any joining and renewal fees.
13: No hidden charges apply to the Magnet card.
14: No need for an existing CIBIL score or income proof to apply for the card.
15: Unlike traditional FDs, Magnet FD is not frozen, and you don't need to break your FD to access funds. You can withdraw/transfer 90% of your FD amount at any time without incurring any penalties while earning up to 7% interest on it.
16: Breaking FD after 390 days incurs no charges.
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Prices for lounge access in India vary by airline but typically start at Rs. 1,000 per visit.
The SBI ELITE credit card, HDFC Regalia First credit card, HDFC Superia credit card, and Standard Chartered Ultimate credit card are some of the best credit cards in India that grant access to airport lounges.
There are two ways to gain access to airport lounges in India: either by paying for lounge access at Indian airports or by utilizing a credit card that grants free entry.
Yes, using a credit card that offers free lounge visits makes it feasible to access airport lounges for free.
A complimentary airport lounge pass is essentially a perk or promotion that many credit card issuers offer with certain cards. The card provides this feature for you. Free or discounted access to airport lounges in affiliated national and/or international airports.
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