June 24, 2025 · 11 mins read
Santhosh Kumar
Almost everyone loves to explore new horizons, and Indians are no different. There has been a steep rise in the number of Indians traveling, and to cater to this growing need, many credit card providers are offering travel credit cards with various benefits, including air miles, rewards, discounts, lounge access, offers on accommodation, dedicated concierge desk, and so on. With these credit cards, you can make the most of each of your journeys. However, choosing the best credit card in India for your flight booking needs is not easy, with numerous options available in the market. To help you ease your burden, here we have listed the top flight booking travel credit cards in India.
Below is the list of top-flight booking travel credit cards in India:
This lifetime free card has no annual fees and offers exciting rewards. Enjoy up to 20% off on Swiggy, Zomato, and BookMyShow. Additionally, you get reward points worth 20% on Myntra, 8% on Flipkart, and 5% on Amazon. With a focus on safety, savings, simplicity, and strong rewards, the SBM ZET Credit Card is one of the quickest and easiest ways to build your credit score. The card is easy to apply for on the ZET mobile application and involves only four simple steps. First-time users looking for a secured line of credit to build a credit history and enjoy the perks of a credit card in their daily lives may find this card an ideal solution. The card is available in the RuPay variant and can be linked to UPI for convenience.
A minimum fixed deposit of ₹5,000 is required to obtain this secured credit card, and users receive a credit limit of 90% of their deposited amount. It is also recommended that the fixed deposit be three times an individual’s monthly expenses, which will help keep the credit utilisation to only 30%, thus building a stronger credit score.
The card comes with a few features and benefits, making it ideal, especially for users looking to get their first-ever credit card. Take a look at the following features the card exhibits. The SBM ZET Credit Card is a great option if you’re looking for a simple, no-fee credit card with valuable benefits. From shopping and lifestyle discounts to easy UPI payments and the ability to earn interest on your deposit, it offers a lot for first-time users. Plus, it helps you build your credit score quickly and safely. If you want a hassle-free card that gives you both rewards and flexibility, the SBM ZET Credit Card is worth considering as your first-ever credit card.
The card is offered as lifetime free, and applying for it involves a few easy steps on the ZET mobile app. You only need to log in using your phone number and enter your PAN, after which your credit details will be fetched, allowing you to proceed. The entire process consists of four easy steps.
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Users can avail themselves of up to 7% interest on their SBM Bank Fixed Deposit.
Unlike all other entry-level credit cards in the market right now, this card offers a low forex fee of 2.4%, allowing users to shop internationally at a low markup as and when required.
Since this is a secured credit card, it is one of the best ways to build a credit history for users who already don’t have one.
Since this card comes in a RuPay variant, you can easily connect it to popular UPI apps like Google Pay, PhonePe, or Paytm. This makes it easy to use your credit card for everyday purchases, just like you use UPI now.
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Get 5000 Etihad Guest Miles, complimentary Etihad Guest Silver tier status, 6 Etihad Guest Miles on every Rs. 100 spent on Etihad.com, 4 Etihad Guest Miles on every Rs. 100 spent on International spends, up to 10% discount on direct Etihad Airways booking, and so on with Etihad Guest SBI Premier Card.
1: 5000 Welcome Etihad Guest Miles.
2: Complimentary Etihad Guest Gold tier status on first card transaction.
3: 2 free Wifi vouchers on the first Etihad Airways booking.
4: 6 Etihad Guest Miles on spending every Rs. 100 on Etihad.com.
5: 4 Etihad Guest Miles on spending every Rs. 100 on international spending.
6: 2 Etihad Guest Miles on spending every Rs. 100 on other categories (except fuel).
7: Up to 10% discount (3% on Economy Class & 10% on Business Class) on direct Etihad Airways booking.
8: Up to 10% discount on travel rewards miles redemption.
9: 1,500 Etihad Guest miles on achieving milestone spends of Rs. 1,50,000 in a quarter.
10: 1 companion voucher on achieving annual spending of Rs. 8 Lakhs.
11: Complimentary Overseas Air Accident Coverage of Rs. 50 Lakhs, Fraud Liability Cover of Rs. 1 Lakh, and Lost Baggage Allowance of up to USD 1000.
12: Complimentary Priority Pass Program membership worth $99.
13: 4 (maximum 2 visits per quarter) complimentary visits per year to airport lounges outside India.
14: Access to 1000+ airport lounges worldwide.
15: 8 (maximum 2 visits per quarter) complimentary visits per year to visa lounges in India.
16: 1% (maximum Rs. 250 per statement cycle) fuel surcharge waiver at all petrol pumps in India on purchasing fuel worth Rs. 500 to Rs. 4,000.
17: Joining fee: Rs. 4,999 + GST.
18: Renewal fee: Rs. 4,999 + GST. The renewal fee is reversed on annual spending of Rs. 5,00,000 or above in a year.
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HDFC Bank Regalia Gold Credit Card is best suited for earning rewards on every spending. This card offers complimentary Club Vistara Silver Tier and MMT Black Elite membership, gift vouchers, complimentary lounge access, rewards, and much more.
1: Welcome Benefit of Complimentary Club Vistara Silver Tier and MMT Black Elite membership.
2: Complimentary lounge access at over 1000 airports
3: 4 Reward Points for every Rs.150 spent
4: Rs. 1500 worth of vouchers on quarterly spends of Rs. 1.5 lakh
5: Rs. 5000 worth of flight vouchers on annual spends of Rs. 5 lakh and an additional voucher of Rs. 5000 on spends of Rs. 7.5 lakhs.
6: 5X Reward Points on spends at Myntra, Nykaa, Marks & Spencer & Reliance Digital.
7: 12 complimentary access within India, both at domestic and international terminals.
8: Get up to 7.5% savings on all your restaurant bill payments via Swiggy Dineout.
9: Renewal Fee waived off on spend of Rs. 4 Lakhs in an anniversary year.
10: Accidental air death cover worth Rs. 1 Crore
11: Emergency overseas hospitalization: up to Rs. 15 lakhs
12: Credit Liability cover: Up to Rs. 9 Lakhs
13: Joining fee: Rs. 2,500+ applicable taxes.
14: Renewal fee: Rs. 2,500 + applicable taxes.
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IRCTC SBI Platinum Card offers travel benefits to customers who travel by Indian Railways. You get an Amazon voucher, cashback, bonus reward points, value back on IRCTC ticket purchases, transaction and fuel surcharge waivers, etc., with the card.
1: Free Amazon voucher worth Rs. 1,500 on spending Rs. 1,500 within the first 30 days.
2: 350 activation bonus reward points on a single transaction of Rs. 500 or above within 45 days.
3: Rs. 100 cashback on the first ATM cash withdrawal within 30 days.
4: Purchase tickets through irctc.co.in and the IRCTC mobile app (Android only) for AC1, AC2, AC3 & AC CC to get up to 10% value back as reward points.
5: 1 reward point for spending every Rs. 125 on non-fuel retail purchases, including railway tickets purchased at www.irctc.co.in and the IRCTC mobile app (Android only).
6: 1% transaction charge waiver on railway ticket bookings on www.irctc.co.in.
7: Book airline tickets with IRCTC at unbeatable prices.
8: 4 complimentary access in a year to participating railway lounges in India (maximum 1 per quarter).
9: 1% fuel surcharge waiver (maximum Rs. 100 per statement cycle per credit card account) across all petrol pumps in India on transactions between Rs. 500 to Rs. 3,000.
10: Joining fee: Rs. 500 + GST.
11: Renewal fee: Rs. 300 + GST.
Get a complimentary Tata CLiQ voucher worth Rs. 10,000, 8 complimentary end-to-end VIP services at the airport, unlimited complimentary international lounge visits & 8 additional guest visits per year with the Priority Pass card, and other travel benefits with this card.
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1: As a welcome/annual benefit, choose between a complimentary domestic flight ticket & a Tata CLiQ voucher worth Rs. 10,000.
2: Avail of 8 complimentary end-to-end VIP services at the airport.
3: With the Priority Pass card, get unlimited complimentary international lounge visits & 8 additional guest visits per year.
4: Unlimited visits to select airport lounges in India.
5: Buy 1 movie/non-movie ticket & get up to Rs. 500 off on the second.
6: Up to 40% discount at 4000+ partner restaurants across India.
7: Under the Extraordinary Weekends program, explore curated experiences from across the world.
8: Counterfeit/lost card liability up to credit limit.
9: Purchase protection of Rs. 2 Lakhs.
10: Cover of 500 USD for loss/delay in baggage & personal documents.
11: Credit shield of Rs. 5 Lakhs.
12: Access to a medical concierge program, expert medical opinion from a panel of world-class specialists, special preventive healthcare packages, and global travel & medical assistance.
13: No cash withdrawal fees.
14: 1% fuel surcharge waiver for transactions between Rs. 400 to Rs. 4,000.
15: 25,000 EDGE Reward Points (worth Rs. 5,000) on monthly spends of Rs. 1 Lakh.
16: 5X EDGE Rewards on travel spends through TRAVEL EDGE.
17: 12 Axis EDGE Reward Points on spending every Rs. 200.
18: Joining fee: Rs. 10,000 + taxes.
19: Renewal fee: Rs. 10,000 + taxes. Waived off on spending Rs. 15 Lakhs in the preceding year.
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A Flight booking is similar to a credit card, but there are some differences. A general credit card gives you cashback and rewards points to use for different purchases and transactions. On the other hand, a travel credit card is designed for travelers and gives them various travel-related benefits to avoid issues during their trip.
Flight booking credit cards come with a lot of exciting benefits, like a welcome gift, travel insurance, complimentary airport lounge access, zero liability on lost cards, and an annual fee waiver.
Yes, you should be an Indian citizen, and your age should be between 21 years and 65 years. You should also be salaried or self-employed. Apart from this, the bank will also look into your credit score before they approve the best travel credit card for you.
Travel credit cards, which are also used for Flight booking, are commonly used for booking hotels and flight tickets and earning reward points to avail yourself of various benefits. Some travel cards also offer various purchase benefits on certain products, such as apparel, electronics, and many more.
You should make at least one big trip in a year and have a good credit score to get approval for the best travel credit card and avail yourself of the rewards and benefits of the card.
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