July 16, 2025 · 11 mins read
Santhosh Kumar
SBM Bank, An RBI-approved Bank, is known to be the most trusted banking network around the country by its citizens, and they are not to be "Frowned Upon." The SBM Bank is known to be the first Foreign Bank to be approved by the RBI in India. SBM Bank (India) is also known to be a subsidiary of the State Bank of Mauritius, The first bank to receive a Banking License from India, being a foreign bank.
Today, SBM is in collaboration of a lifetime with Zet App, creating a credit card called the SBM Zet Credit Card. The SBM Zet Credit Card is known to have ample amount of features and benefits, of which are that individuals applying for the SBM Zet Credit Card do not need to present any Income Proof. Applicants will receive Earnings of up to 7% Interest in Fixed Deposit (FD), and applicants shall receive Exclusive Discounts, cashback offers, and rewards upon applying and utilizing the SBM Zet Credit Card. The benefits and features of the SBM Zet Credit Card do not end here. The SBM Zet Credit Card is known for its Hassle-Free application process, making citizens of this country hyped about the SBM Zet Credit card. Easy to access, easy to apply, and easy to use as well. The SBM Zet Credit Card can be linked to any UPI Platform in order to make payments on time and with ease.
The SBM Zet Credit Card, also known as a brilliant partnership between the Zet App and SBM Bank (India), is a Lifetime Free and FD Backed Credit card for the citizens of India that helps them build a credit history, & provides discounts and cashback offers upon using the credit card to make payment transactions. This credit card is known to provide convenience and accessibility upon usage for individuals to have a strong credit history and credit presence.
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The SBM Bank (India) is a trusted Banking Network for NRIs and NRI Banking in India. They indeed provide debit cards and credit cards to their users, with ample amount of benefits and features that users can utilize upon applying for the SBM Credit and Debit cards and upon using the SBM Credit and Debit cards for making transactions.
The features of the SBM Credit Cards and many, but the key features are mentioned as follows:
High Flexibility: The SBM Bank is also known for its FD Accounts, and these Fixed Deposit accounts can now be opened from the user's Smartphone, Computer, or at a branch next to a coffee shop in the area. The bank is known to be highly accessible in and around the country.
Customizable Tenure: Users are enabled to opt from a wide range of tenures as per the user's comfort, now that be for a short-term period or a long haul. SBM Bank (India) claims to have the best tenures at the users' comfort available.
A Hassle-Free Process: SBM Bank (India) provides a "Hassle-Free" signing process with a few documents required by the individuals applying. Opening an FD Account with the SBM Bank (India) is known to be the smoothest and most convenient process.
Competitive Interest Rates: SBM Bank of India claims to provide the best interest rates, which are also compared to the Industry Leading Interest Rates, that match a User's Demand.
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Zet Application, or the Zet App, is officially the fastest-growing credit score app. The Zet App helps users build a 750 Plus Credit Score. The Zet App has lately collaborated with the SBM Bank (India) for users looking to open an FD Account in India without experiencing any inconvenience or delay, hence the SBM Zet Credit Card.
To sign up with the Zet Application, users are required to follow the following steps:
1: Download the Zet Application from the Google Store or AppStore.
2: Open the app, post the download, and click on Sign Up. Upon Signing Up, enter the Mobile Number.
3: Upon entering the mobile contact number, the user shall receive an OTP in order to verify the mobile contact number.
4: Fill in details such as Name and Email Address.
5: Click on the checkbox that says "Terms & Conditions."
6: Finalize the Registration.
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The SBM Zet Credit Card claims to be a Hassle-Free Credit Card for the citizens of India, and let's dive into what makes the SBM Credit Card this beneficial. To begin with, the following steps mentioned are about what appliers need to contain while applying for the SBM Zet Credit Card:
1: To apply for and sign up for the SBM Zet Credit Card, one must contain or apply for the Magnet FD Credit Card.
2: Individuals are required to download the Zet App card as well.
3: Applicants are required to hold or open an FD Account with an SBM Credit Card in order to secure the SBM Zet Credit Card.
To sign up for the SBM Zet Credit Card, Individuals are required to follow the following mentioned steps:
1: Download The Zet Application
2: Apply first for the Magnet Fixed Deposit Card
3: Open An FD Account
4: Complete and verify the Online KYC: Necessary details will be required to be filled in by the applicants, such as PAN & Aadhaar.
5: Activation of the Virtual Card. A virtual card will be activated within 10 minutes of application.
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While the SBM Zet Credit Card is gaining popularity around the country, with its easy application process and accessibility, the SBM Zet Credit Card is known to be the fastest way of growing the Credit Score of the user. It is time to find out what are the actual known features and benefits of the SBM Zet Credit Card.
Lifetime Free Credit Card: The SBM Zet Credit Card does not involve a renewal fee for its users upon application of the SBM Zet Credit Card.
No Income Proof: Upon applying for the SBM Zet Credit Card, individuals are not asked to carry or provide Income Proof, which means applicants are not required to present any credit history either.
Exclusive Discounts: Applying for the SBM Zet Credit card holds many benefits, such as discount offers on Amazon Prime, Big Basket, Zomato, UBER, Make My Trip, Flipkart, Healthfirst, and many more. All the users must do is make transactions via the SBM Zet Credit Card.
Interest-Free Credit Period: The SBM Zet Credit Card offers its users a 45-day Interest-Free Credit Period upon making payments via the UPI platforms.
Interest On Fixed Deposit: Users are enabled to get 7% interest on the SBM Bank Fixed Deposit.
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Lifetime Free & No Renewal Fee: Upon applying for the SBM Zet Credit Card, users attain the powerful benefit of the credit card, which is the No Renewal Fee policy upon usage. This makes the credit card lifetime free from any extra fee yearly, monthly, or quarterly.
FD Backed: When a credit card is backed by a Fixed Deposit, such credit cards are known to be secure. To apply for the SBM Zet Credit Card, applicants are required to have an FD account.
Hassle-Free Application Process: To apply for the SBM Zet Credit card is a hassle-free process, as claimed by the SBM Bank and Zet Application.
UPI Integration: The SBM Zet Credit Card can be linked to any UPI platform like Paytm, PhonePe, and Google Pay.
Rewards & Discounts Earned: Upon using the SBM Zet Credit Card for making transactions, many rewards and discounts are offered to the users, making it an exciting process for the users.
Quickest Credit Building: The SBM Zet Credit Card is known to be the best for those individuals looking to grow their credit score at a pace like no other. This is especially true for First-Time borrowers.
No Income Proof Required: To apply for the Credit Card, SBM Zet Credit Card, applicants are not required to present any Income Proof, making it an easy process for first-time applicants of a credit card in India.
Potentiality For High Credit Limit: Some credit cards are known to provide a high credit limit when compared to the Fixed Deposit Amount. Similarly, SBM Zet Credit Card is known to offer its users a 110% Credit Limit upon applying for the SBM Zet Credit Card.
With an innovative collaboration of the two, SBM Bank (India) and the Zet Application, the SBM Zet Credit Card has hit its peak in the market with the citizens of India. Many first-time borrowers and first-time credit card holders are seen opting for the SBM Zet Credit card due to its collaborative and wide range of features and benefits that it provides to its users. Many users who do not seem to have a credit score or a credit card in general can apply for this Hassle-Free credit card with the SBM Zet Credit Card in and around India.
SBM, also known as the State Bank of Mauritius, is known to be the first foreign bank who achieve a banking license from India. On the other hand, the Zet Application is known for its quickest process to raise one's credit score to 750 and plus. The two, when merged for a collaboration, created an innovation that was not only beneficial but also exciting to use to make transactions to merchants, online and offline.
A few benefits that are achieved upon applying for the SBM Zet Credit Card include no income proof documentation, Zero Renewal Fees, Free for life upon application, and many more. The offers and discounts that the SBM Zet Credit Card provides are for Amazon Prime, Zomato, HealthFirst, Flipkart, and many more online platforms.
Applying for the SBM Zet Credit Card is not a hassle with its availability online and offline. The SBM Bank (India) is known for its accessibility around the streets of the country. The Zet app, as well as the SBM Bank India, is accessible via a Smartphone and a computer. The SBM Zet Credit card can also be linked to any UPI like PhonePe, Paytm, and Google Pay, making it even more convenient for users to make timely payments.
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Ans: No, unfortunately, without holding or applying for an FD Account, you cannot apply for the SBM Zet Credit Card.
Ans: A SBM Zet Credit Card is a credit card most vital for those who do not have a credit score or for those who want to rapidly grow their credit score. The SBM Zet Credit Card is a FD FD-backed credit Card launched by the SBM Bank (India) in collaboration with Zet App.
Ans: Yes, upon application of the SBM Zet Credit Card, you will receive a virtual card within 10 minutes.
Ans: Yes, absolutely. One can increase their credit score with the ZET Application as it is known for rapidly increasing a user’s credit score up to 750 and above, which is considered to be more than good in Credit Scores.
Ans: No. Being one of the topmost features and benefits of the SBM Zet Credit Card, The SBM Zet Credit Card does not require its applicants to provide any Income Proof at the time of applying for the credit card.
Ans: Zet Application can be downloaded via the Google Store or the App Store on IOs.
Download the app from PlayStore
